Who are we? – Bankruptcy Hamilton

Home / Who are we? – Bankruptcy Hamilton

Who are we? – Bankruptcy Hamilton

Bankruptcy Hamilton provides a range of bankruptcy services to residents of Hamilton.

Are you looking for affordable bankruptcy advice?

Bankruptcy Hamilton has been assisting people in Hamilton with bankruptcy for years now and we have the skills and experience to help you find the ideal solution to your financial troubles. We pride ourselves on our ability to help ordinary, everyday people in Hamilton to turn the daunting bankruptcy procedure into a manageable experience that will help you to build a brighter financial future.  The services offered by Bankruptcy Hamilton can help to make debt resolution simpler and less expensive than you would have thought possible.

Don’t let your debts pile up while your creditors continue to hound you.  Bankruptcy Hamilton is your solution to debt worries. Seek the skilled guidance of our bankruptcy experts today and we will help you to successfully navigate the process of bankruptcy.  Bankruptcy Hamilton will keep your creditors at bay while helping you to find the best course of action to take. Bankruptcy Hamilton values the people of Hamilton like no other bankruptcy practitioner.

Our bankruptcy experts are ready to start you on the road to financial recovery today.

At Bankruptcy Hamilton, we know how demanding it can be to tackle bankruptcy. However, we also know that doing so is always better than doing nothing, so we make it our objective to work with you in Hamilton to spot issues and handle the financial impact of your bankruptcy to the benefit of all relevant stakeholders and your future commercial dealings.

A debt agreement is an offer to creditors that is permissible under Part IX of the Bankruptcy Act. Bankruptcy Hamilton recommends Part IX Debt Agreements to people who wish to avoid formal bankruptcy and have adequate resources remaining or small enough debts outstanding to facilitate doing so. Debt Agreements are fundamentally an agreement between you and your creditors, wherein your debts will be seen as settled once you have either payed off the full amount in affordable instalments (generally over a 3-5 year time span), or paid one lump-sum that is less than the total amount due but still satisfactory to your creditors (e.g. you might pay 80 cents on each dollar payable). Bankruptcy Hamilton can usually offer inexpensive Part IX Debt Agreements to our clients who are insolvent, but have not previously been bankrupt or subject to similar agreements. Speak to Bankruptcy Hamilton today and find out if you could be eligible for a Part IX Debt Agreement.

Our bankruptcy team can help you to comply with the relevant bankruptcy laws, allowing you to avoid penalties.

A second option to avoid formal bankruptcy that is potentially accessible to our clients in Hamilton is known as a Personal Insolvency Agreement (PIA). Bankruptcy Hamilton can suggest PIAs under the legislative provisions of Part X of the Bankruptcy Act. Generally, PIAs are for those who have large amounts of debt, but still wish to avoid formal bankruptcy measures. Akin to a Debt Agreement (see above), a PIA will let you pay off your debts in instalments or in a one-off lesser sum. However, as PIAs relate to larger amounts of debt, they necessitate the appointment of a trustee to supervise the arrangement and transfer of assets. Bankruptcy Hamilton will assign an experienced trustee for you and coordinate the terms of settlement that best serve you. There are, however, certain detriments and consequences to PIAs, so before considering entering into one it is imperative that you speak with the competent bankruptcy experts at Bankruptcy Hamilton.

As stated above, occasionally your state of affairs will mean that bankruptcy is inevitable. This is nothing to be alarmed about: bankruptcy is a process to help you, not hurt you. If your monetary troubles do necessitate bankruptcy, we can help to guide you through the bankruptcy process in Hamilton.  Bankruptcy Hamilton can provide a light at the end of the tunnel and ensure your financial future is secured as quickly and affordably as possible.

Bankruptcy is something that you must take seriously, you need to take immediate action and our team of bankruptcy experts are ready to help you today.